People have a number of misconceptions surrounding bankruptcy and what it can and cannot do. This has been particularly true following changes made to the bankruptcy law in 2005. The most important thing that everyone should know is that bankruptcy is a legal form of debt relief that is provided for in the U.S. Constitution.
Arizona Bankruptcy and Debt Solutions is a bankruptcy law firm serving Arizona and the surrounding cities. Our Arizona bankruptcy lawyer will meet with you personally to answer any questions you may have and relieve your fears surrounding this process. A new financial start is possible and maybe just a phone call away.
If you want to know more about whether bankruptcy is right for you, speak with us. Contact our Arizona debt relief attorney online or call (602) 888-2188 for a FREE VIP bankruptcy consultation. We are also happy to send you a free copy of a book that our founding attorney, has written outlining the bankruptcy process.
The amount of misinformation surrounding the debt relief process is staggering. You may have heard that filing for Chapter 7 Bankruptcy is impossible due to changes in the law. Perhaps you have heard that if you file, your credit will be destroyed forever and you will never be able to take out a loan again. Maybe you are worried that if you file your creditors will repossess all of your valuable household goods and possessions, or you will be unable to discharge large amounts of credit card debt.
The fact is, none of the above is necessarily true. Filing for Chapter 7 bankruptcy is a little more difficult than it once was, as you have to pass a bankruptcy means test. Even if you do not qualify, Chapter 13 Bankruptcy may still be an option. Your credit score will never suffer more than when you are not making payments. A debt relief plan will allow you to rebuild your credit and ensure that you can have a life after bankruptcy. Proper planning allows you to exempt a number of possessions from the hands of your creditors and credit card debt is still dischargeable under Chapter 7 Bankruptcy.
When you are drowning in debt, you need to take proactive steps to deal with the problem. We can give you the tools you need to get on the path to a brighter financial future. Speak with us for more information and to get a free copy of our bankruptcy guide.
Do not let myths and misconceptions prevent you from exploring your debt relief options. Contact our Phoenix bankruptcy attorney online or call (602) 888-2188 for a FREE VIP bankruptcy consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Filing for bankruptcy isn’t the right solution for everyone. The determination of whether or not bankruptcy is an appropriate debt relief solution for your will be made based on a number of factors including the type and total level of your debt. Use this form to schedule an appointment with one of our bankruptcy attorneys. The consultation is completely free and there is no obligation.